TERMS AND CONDITIONS

2 Credit Goats Terms of Service

Effective Date: June 19, 2025

1. Acceptance of Terms

By accessing and using 2 Credit Goats ("we," "us," or "our") website, forms, and services, including SMS and phone communications, you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website, services, or communication channels.


2. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Continued use of our services constitutes acceptance of those changes.


3. Use of Services

You agree to use our services lawfully and in compliance with these Terms. You will not use our services to send unauthorized or unlawful messages, spam, or infringe upon any rights or laws.


4. User Accounts

If you create an account with us, you must provide accurate, complete, and current information. You are responsible for all activities under your account and must notify us immediately of any unauthorized use.


5. Intellectual Property

All content, including text, graphics, logos, images, and software, is owned by 2 Credit Goats or its licensors and protected by applicable laws. You may not copy, distribute, modify, or create derivative works without our written consent.


6. Privacy and Consent

By using our services and providing your contact details, you consent to the collection and use of your data as described in our Privacy Policy. You also consent to receive SMS and phone communications, including reminders, updates, and promotions. Message and data rates may apply. To opt out, reply STOP. For help, reply HELP or contact us at [email protected] or call +1 949-558-2011.


7. SMS Terms of Service

Program Name: 2 Credit Goats Alerts

Program Description: SMS alerts may include service confirmations, updates, promotional offers, and customer support.

Opt-Out Instructions: Text "STOP" to +1 949-558-2011 to cancel. A confirmation message will follow.

Rejoining Instructions: Re-signup via our website to resume alerts.

Help Instructions: Text "HELP" or contact [email protected] or call +1 949-558-2011.

Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.

Rates Disclaimer: Message and data rates may apply. Frequency may vary.

Compliance Statement: We comply with A2P 10DLC, TCPA, and other industry standards.

Legal Compliance: By opting in, you agree our messages comply with applicable federal and state laws.


8. Compliance with A2P 10DLC and Laws

You agree that our SMS and phone services comply with all applicable laws, including the TCPA and A2P 10DLC regulations.


9. Limitation of Liability

To the fullest extent permitted by law, 2 Credit Goats is not liable for indirect, incidental, special, or consequential damages resulting from use of our services, unauthorized access, or transmission errors.


10. Indemnification

You agree to indemnify and hold harmless 2 Credit Goats and its team from any claims or liabilities arising from your use of the services or violation of these Terms.


11. Governing Law

These Terms are governed by the laws of the State of California. Any disputes will be handled in the state or federal courts located in California.


12. Contact Information

If you have any questions regarding these Terms, contact us at:

Email: [email protected]

Phone: +1 949-558-2011

Website: https://2creditgoats.com

1. Results Disclaimer

Results may vary. The effectiveness of the DIY Credit Repair Guide depends on individual credit profiles, actions taken, and the accuracy of information in your credit report. This guide is informational in nature and does not guarantee specific outcomes or credit score improvements.

2. Legal & Financial Disclaimer

The information provided is for educational purposes only and should not be construed as legal, financial, or credit advice. Always consult with a qualified attorney or financial advisor regarding your personal situation.

3. Affiliation Disclaimer

2 Credit Goats is a privately owned company and is not affiliated with, endorsed by, or sponsored by any credit bureau, financial institution, or government agency.

4. Offer Disclaimer

The DIY Credit Repair Guide is offered at no cost. No purchase is necessary. Optional paid services may be available separately, but they are not required to benefit from the free guide.

5. Consent & Privacy Disclosure

By submitting your contact information, you agree to receive SMS messages, phone calls, and emails from 2 Credit Goats for service updates, offers, and support. Message and data rates may apply. Message frequency may vary. Consent is not a condition of purchase. You can opt out anytime by replying STOP to SMS or contacting [email protected]. View our Privacy Policy and Terms of Service for more.

6. Platform Disclosure

This website is not part of Facebook™, Instagram™, Google™, or YouTube™, nor is it endorsed by Meta Platforms, Inc. or Google LLC. All trademarks and logos are the property of their respective owners.

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